966 Consistent Transformation Toward Fit for Future Konsisten Bertransformasi untuk Menuju Masa Depan yang Sehat Ikhtisar Kinerja Keuangan Financial Performance Highlights Laporan Manajemen Management Report Profil Perusahaan Company Profile Analisis dan Pembahasan Manajemen Management Discussion and Analysis PT WIJAYA KARYA (PERSERO) Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN (Lanjutan) Untuk Tahun-tahun yang Berakhir pada Tanggal 31 Desember 2024 dan 2023 (Dalam Ribuan Rupiah, kecuali Dinyatakan Lain) PT WIJAYA KARYA (PERSERO) Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued) For the Years Ended December 31, 2024 and 2023 (In Thousand Rupiah, unless Otherwise Stated 102 Fasilitas kredit yang diberikan berupa fasilitas Modal Kerja Transaksional sublimit fasilitas Trade Financing yang terdiri atas fasilitas LC atau SKBDN dan Bank Garansi dengan limit sebesar Rp200.000.000. The credit facility provided is in the form of a Transactional Working Capital Facility sub- limit Trade Financing Facility consisting of LC or SKBDN Facilities and Bank Guarantees with a limit of Rp200,000,000. Tingkat bunga yang digunakan akan ditentukan dan diatur lebih lanjut pada setiap penarikan pembiayaan melalui akad pembiayaan Musyarakah. The interest rate used will be further determined and regulated at each withdrawal of financing through a Musyarakah financing agreement. Masa berlaku perjanjian sesuai perpanjangan fasilitas sejak 6 Juni 2024 sampai dengan 6 Juni 2025. The validity period of the agreement according to the extension of facilities is from June 6, 2024 until June 6, 2025. Pinjaman tersebut dijamin dengan piutang (Catatan 6). The loan is collateralized with receivables (Note 6). WIKA Beton diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut: WIKA Beton is required to comply with several restrictions to maintain financial ratios as follows: • Current ratio minimal 100%; • Current ratio of at least 100%; • Debt to equity ratio maksimal 300%; dan • Debt to equity ratio at maximum 300%; and • Debt security cover ratio minimal 100%. • Debt security cover ratio at least 100%. Pada tanggal 31 Desember 2024, WIKA Beton telah memenuhi syarat dan kondisi pinjaman. As of December 31, 2024, WIKA Beton has complied with the terms and conditions of the loans. Saldo utang bank per 31 Desember 2024 dan 2023 masing-masing sebesar nihil dan Rp14.500.000. The bank loan balance as of December 31, 2024 and 2023 amounted to nil and Rp14,500,000, respectively. PT Wijaya Karya Bangunan Gedung Tbk (WIKA Gedung) PT Wijaya Karya Bangunan Gedung Tbk (WIKA Gedung) PT Bank Syariah Indonesia Tbk PT Bank Syariah Indonesia Tbk Berdasarkan Surat No. 04/130-3/SP3/CB2 Tanggal 8 November 2024 WIKA Gedung menerima fasilitas kredit Non-Cash Loan dari PT Bank Syariah Indonesia (Persero) Tbk. Based on Letter No. 04/130-3/SP3/CB2 dated November 8, 2024 WIKA Gedung received NonCash Loan credit facility from PT Bank Syariah Indonesia (Persero) Tbk. Fasilitas Cash Loan dan Non Cash Loan dengan limit maksimal masing-masing sebesar Rp300.000.000 dan Rp400.000.000. Cash Loan and Non-Cash Loan facilities with a maximum limit of Rp300,000,000 and Rp400,000,000, respectively. Masa berlaku kredit sampai dengan 28 November 2025. The credit validity period until November 28, 2025. Selama masa pembiayaan WIKA Gedung wajib mengusahakan kinerja keuangan dengan indikator sebagai berikut: WIKA Gedung required maintaining financial performance indicators as follows: • Current Ratio minimal 100%; • Current Ratio of at least 100%; • Debt Equity Ratio (DER) maksimal 300%; dan • Debt to Equity Ratio (DER) maximum of 300%; and • Debt Service Coverage Ratio (DSCR) minimal 100% • Debt Service Coverage Ratio (DSCR) minimum 100%.
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